Submission Requirements

Submission requirements vary by state and exposure. View submission requirements by coverage type to ensure you are submitting the required data for a complete submission. ​

An individual uses a laptop to compare insurance rates

Individual Self-Insurance

  • Excess Workers Compensation Application with Fraud Warning Supplement 
  • 10 years of payroll and loss detail
  • Concentration of Risk Supplement
  • Employer Profile Questionnaire
  • Contact Information Form
  • Most recent audited financials for: healthcare, construction, trucking, and auto parts manufacturing
     

Submission requirements may vary by state and exposure, including the need for additional supplements not listed.

A group of workers

Group Self-Insurance

  • Excess Workers Compensation Application with Fraud Warning Supplement 
  • 10 years of payroll and loss detail 
  • Concentration of Risk Supplement 
  • Member listing
  • Fund classification rates
  • Weighted average modification factors
  • Underwriting guidelines
  • Most recent audited financials
  • Actuarial report

 

Submission requirements may vary by state and exposure, including the need for additional supplements not listed.

Specific coverages locked behind conditions

Captives

  • 10 years of payroll and loss detail 
  • Large claim detail for losses greater than $50,000 
  • Concentration of Risk Supplement 
  • Audited Financial Statements for the last 2 years 
  • Captive Feasibility Study 
  • Profile of current or prospective members, including description of operations
Large deductible

Large Deductible

  • Complete ACORD application 
  • 10 years paid and incurred losses, broken down by policy period 
  • 10 years large losses (greater than $50,000), by the policy period 
  • 10 years historical payroll, by class code 
  • 3 years audited financials for healthcare, construction, and trucking 
  • Concentration of risk, by location 
  • Employer Profile Questionnaire 
  • Healthcare Supplemental Application 
  • Vehicle Supplemental Application
  • Aircraft Supplemental Application 
  • MEC Approved TPA 
  • Collateral will be required by an approved financial institution

Questions?

Contact us at (636) 449-7000 or email [email protected].